Saving And Investing Quiz 13 (30 MCQs)

Quiz Instructions

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1. What does the "t" represent in the interest formulas?
2. Plans that take a year or more to accomplish.
3. If you have a low tolerance for risk, you would most likely invest your money in
4. Stocks and bonds are similar in that both
5. In relation to other options, how liquid is a savings account?
6. Which one of the following saving instruments is not insured by the federal government?
7. When should a person start saving?
8. Marcus has received a $ 20, 000 gift for graduating high school, and he wants to invest is money in the stock market. Which of the following would NOT be able to help him?
9. Identify the investment:-insured by the FDIC-earns higher interest than a traditional savings account-requires a higher balance than a traditional savings account
10. The percentage rate paid on money invested or saved.
11. The term used to describe how quickly an asset can be turned into cash.
12. Issued by the federal government as a way of borrowing money. Purchase at half value and redeem at full value.
13. Deposits that state the amount of the deposit, maturity, and rate of interest
14. Risk that the price of an investment will go down
15. Which of the following savings or investing tools would go with "Protection" ?
16. Which of the following is true with regard to gross pay and net pay?
17. The financial agency that insures bank deposits is ..... Sometimes it is referred to as the F D I C
18. This type of investment option is essentially an IOU with a set of interest rate.The corporation/government promises to pay the buyer a certin amount of money in the end
19. Which example is an investment commodity?
20. Which of the following is a correct statement about mutual funds?
21. Person or firm that charges a fee or commission for executing buy and sell orders submitted by an investor.
22. This is a person that is a go between for stock buyers and sellers.
23. All of the following are ways to earn money as a stockholder EXCEPT:
24. A physical substance, such as food, grains, ad metals, which is purchased with the idea that it can be sold at a future date at a much higher price.
25. Pool of money managed by an investment company/ professional and invested in multiple companies.
26. A comparison of interest rates charged by different credit cards is best done by comparing the
27. Identify the investment:-insured by the FDIC-lowest interest rate of all investments-in most cases, you can make up to 3 withdrawals per month
28. A savings tool purchased for 50% of the face value from the government is a
29. Which of the following is NOT a purpose of investing money as stated in the segment
30. Which of the following is NOT a recommended strategy when investing in stocks?